Customer Support

Real Help, When You Need It

No runarounds, no transferring you five times. TIER 1 provides dedicated support for your toWealth Mastercard — self-service in the app, automated phone support 24/7, or a live agent 7 days a week, 6:00 AM – 6:00 PM Arizona Time.

How to Get Help

Three Ways We've Got You Covered

Start with the toWealth app for the fastest answer. If you need more, we're one call away.

1
Fastest

Self-Service in the toWealth App

Most account questions can be resolved in under a minute with the toWealth Mobile App. Check your balance, review transactions, make a payment, update your contact info, dispute a charge, and more — all without calling. Available 24/7 on iOS and Android.

2
24/7

Automated IVR Phone System

Call (800) 988-7782 anytime — day or night. Our automated IVR system can give you your current balance, available credit, and recent transactions. You can also make a payment by ACH or debit card through the phone system, available around the clock.

3
7 Days a Week

Speak With a Live Agent

For complex issues — disputes, lost or stolen cards, account freezes, hardship options, or anything requiring a real conversation — our knowledgeable agents are available 7 days a week, 6:00 AM – 6:00 PM Arizona Time. Call (800) 988-7782 and select the option to speak with a representative. No runaround, just real help.

What We Can Help With

Support for Every Situation

Our team handles the full range of account servicing needs — here are some of the most common reasons cardholders reach out.

🛡️

Lost or Stolen Cards

Report a lost or stolen card immediately and we'll freeze your account, block unauthorized charges, and send a replacement.

🔍

Transaction Disputes

We'll open a dispute on your behalf and work with The Bank of Missouri to investigate and resolve unauthorized or incorrect charges.

📋

Account Questions

Questions about fees, interest, your credit limit, or your statement? We'll walk you through it clearly and completely.

🔒

Security & Fraud

Think your account has been compromised? We act fast — freezing access, launching fraud reviews, and protecting your account.

Try the App First — It's the Fastest Way

The toWealth Mobile App handles the most common support requests instantly — no hold time, no waiting. Download it free and see how easy managing your account can be.

🤝

Ready to Talk to Someone?

Live agents are available 7 days a week, 6:00 AM – 6:00 PM Arizona Time. Our automated system is available 24/7.