Tier 1 makes paying your toWealth Mastercard simple. Use the toWealth Mobile App to pay by ACH or debit card — your payments post quickly and securely.
Paying your credit card bill with Tier 1 is fast and straightforward — here's how it works through the toWealth Mobile App.
Open the toWealth Mobile App and tap Make a Payment. Choose between a bank account (ACH) — free with no convenience fee — or a debit card for immediate posting. Add your payment source once and it's saved securely for future use.
Enter your payment amount — you can pay the minimum payment, the statement balance, the current balance, or any custom amount. Select your payment date: today for immediate posting, or a future date to schedule it in advance.
Review your payment details — amount, method, and date — then tap Confirm Payment. You'll receive an instant confirmation notification and a confirmation number for your records. Payments are processed securely with bank-level encryption.
Payments submitted before 5:00 PM ET on business days are credited to your account the same day. Your updated balance and available credit reflect immediately. ACH payments clear your bank within 1–2 business days.
The toWealth Mobile App is the easiest and fastest way to make payments on your account.
The fastest option — pay in seconds via ACH or debit card. Set up AutoPay and never think about it again. Available 24/7.
Set it and forget it — AutoPay automatically debits your bank account on your chosen date each month. Configure it anytime in the app.
AutoPay is the easiest way to protect your credit score and avoid late fees — your payment is handled automatically every billing cycle.
Set AutoPay to cover the minimum payment, your full statement balance, or a custom fixed amount each month.
Pick the payment date that works best for your budget — on or before your due date, you decide.
Receive a push notification a few days before each AutoPay processes so you're never surprised — and can make changes if needed.
Download the toWealth Mobile App for fast, secure payments anytime — no hold times, no waiting. ACH bank transfers are free, and your payment history is always right there to review.