Privacy Policy & Opt-Out Notice — Account Issued by The Bank of Missouri
| Reasons we can share your personal information | Does The Bank of Missouri share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes — information about your transactions and experiences | No | We do not share |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We do not share |
| For nonaffiliates to market to you | Yes | Yes |
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call (800) 988-7782 or go to www.tier1credit.com
| Who we are | |
|---|---|
| Who is providing this notice? | Tier 1 (Servicer) on behalf of The Bank of Missouri (Issuer) |
| What we do | |
|---|---|
| How does The Bank of Missouri protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Also, we only allow employees, authorized service providers and other parties as required or permitted by law to access your account. |
| How does The Bank of Missouri collect my personal information? |
We collect your personal information, for example, when you:
|
| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
|
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on the account. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. The Bank of Missouri does not share with its affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include other financial companies and non-financial companies such as retailers, marketing companies and service providers. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include companies such as other financial companies and financial service providers. |
CA Residents: We will not disclose information about you to other financial service providers with which we have joint marketing agreements, other than as required or permitted by law, unless you authorize us to do so.
CA, ND, and VT residents: To the extent that related state law applies, we will not disclose information about you to anyone other than our affiliates without your express authorization except as required or permitted by law.
Nevada residents: We are providing this notice pursuant to Nevada State Law. If you do not wish to receive marketing calls from us, you may be placed on our Internal Do Not Call List by calling (800) 988-7782 or emailing help@Tier1Credit.com. To obtain further information, you may contact us or the Nevada Attorney General's Office: Bureau of Consumer Protection, 100 N. Carson St., Carson City, NV 89703; telephone: (702) 486-3132; email: aginfo@ag.nv.gov.